SBH CAPITAL

You Want to Buy Real Estate

With Cryptocurrencies

And Without Flat Tax?

We Have The Solution !

About

SBH Capital Partners is an independent investment firm based in Saint-Barthélemy, specializing in the conversion of digital assets into real estate wealth.

Our mission is to provide investors with a secure, compliant, and tax-efficient gateway to the island’s real estate market combining financial innovation with long-term asset stability.

With recognized expertise in law, taxation, and asset management, our team supports an international clientele in the complete structuring of their investments, from the creation of a local company to the acquisition and management of high-value real estate assets.

  • Full legal compliance – all operations are conducted under French jurisdiction and in accordance with Saint-Barthélemy’s regulatory framework.
  • Financial security – conversions and transactions are handled through regulated legal and banking partners.
  • Strict confidentiality – every transaction is carried out discreetly, respecting business secrecy and client privacy.
  • Tax optimization – Saint-Barthélemy offers a unique, stable, and internationally recognized fiscal environment, with exceptional tax neutrality.

Concept

SBH Capital Partners has developed a unique investment framework bridgingthe worlds of digital finance and luxury real estate.

This innovative model enables cryptocurrency holders to legally converttheir digital assets into euros to finance premium real estateacquisitions in Saint-Barthélemy.The framework offers:

  • A turnkey solution integrating legal, tax, and administrative support;
  • The opportunity to diversify one’s portfolio by combining digital performance with tangible value;
  • The security of operating under French jurisdiction, within a stable and transparent fiscal framework.
  • A favorable tax environment, where cryptocurrency gains reinvested locally are exempt from the “flat tax” (PFU);

This concept is designed for investors who wish to transform digitalwealth into tangible, appreciating assets, while maintaining confidentiality,compliance, and long-term profitability.

How It Works

FAQ
Compagny Creation

SBH Capital Partners assists you in the creation of a fully compliant, tax-resident company in Saint-Barthélemy.This company serves as the legal and fiscal structure through which your real estate investment is established and managed.

Designed for both national and international investors, it allows digital assets to be converted into tangible, tax-efficient holdings under French legal protection.

Each company is incorporated locally, with a registered office, dedicated bank account, and accounting services on the island — ensuring real economic substance and recognized fiscal residency in Saint-Barthélemy.

You remain the sole shareholder and ultimate beneficial owner, maintaining full control over the company and its assets.

SBH Capital Partners acts as company manager (gérant), providing :

  • Local governance and administrative oversight,
  • Assurance that all decisions and operations occur in Saint-Barthélemy,
  • And preservation of the company’s local tax residency.

This structure enables investors to operate outside the tax jurisdiction of their country of residence,while benefiting from French legal stability and Saint-Barthélemy’s independent tax regime.

It ensures:

  • Full legal and banking compliance,
  • Exemption from the flat tax on crypto-to-fiat conversions,
  • Freedom from equivalent capital gains taxation in the investor’s country of residence,
  • And complete fiscal neutrality across all operations.

⚖️ By establishing a Saint-Barthélemy based company managed by SBH Capital Partners, investors benefit from a secure, compliant, and tax-exempt structure to convert cryptocurrencies into real, high-value real estate assets under French jurisdiction, yet fully outside any foreign flat tax system.

Local Conversion to Euros

Once your Saint-Barthélemy company is established, your cryptocurrencies are securely transferred to its designated account.

The funds are then converted into euros locally on the island, through regulated financial partners specialized in digital asset management and fiat conversion.

SBH Capital Partners coordinates every stage of the process, ensuring full transparency, legal compliance, and banking traceability.

All conversions are carried out in accordance with French and European financial standards, but under Saint-Barthélemy’s independent fiscal jurisdiction.

Our network of licensed crypto–fiat intermediaries and approved banks guarantees that each transaction follows rigorous procedures for:

  • KYC (Know Your Customer) identification,
  • AML/CFT compliance (Anti–Money Laundering & Counter–Terrorism Financing),
  • Proof of source of funds and audit-ready documentation.

The conversion process is executed entirely within Saint-Barthélemy, ensuring that the operation remains outside French mainland tax authority.

This allows your company to convert digital assets into euros with no flat tax or capital gains taxation, while remaining fully transparent and compliant.

All supporting documents — including wallet statements, transaction records, and conversion certificates — are archived locally to meet international financial reporting standards and to preserve your legal protection and banking credibility.

⚖️ By converting crypto assets within Saint-Barthélemy’s jurisdiction, investors benefit from a tax-neutral operation, flat tax exemption, and a fully compliant path from digital wealth to real estate investment.

Property Acquisition

Once the digital assets have been securely converted into euros, the Saint-Barthélemy–registered company proceeds to acquire the selected real estate asset.

Each transaction is handled under French legal standards, ensuring full transparency, traceability, and regulatory protection.

The purchase process is managed in collaboration with licensed notaries and legal advisors, guaranteeing that every stage — from due diligence to title registration — complies with both local and international regulations.

All property acquisitions follow a standard legal and financial protocol:

  • Drafting of the preliminary sale agreement (compromis de vente),
  • Notarial validation and legal due diligence,
  • Payment of the purchase price by the Saint-Barth company, in euros, from its local bank account,
  • Final deed signature before the notary, transferring ownership to the company.

The property is then recorded as an asset on the balance sheet of your Saint-Barthélemy company.
You, as the sole shareholder, indirectly hold the property through this legal entity ensuring both confidentiality and fiscal efficiency.

🪙 Because the investment structure is fiscally resident in Saint-Barthélemy, the crypto-to-euro conversion and acquisition process are fully exempt from the flat tax, while remaining 100% compliant with French notarial and banking standards.

Management & Compliance (5 years)

SBH Capital Partners acts as the official manager (gérant) of your Saint-Barthélemy company for a period of five years.

This management mandate ensures that the company maintains its local substance, fiscal residency, and full regulatory compliance under the laws of Saint-Barthélemy.

During this period, our team provides comprehensive corporate administration, including:

  • Oversight of the company’s governance and legal structure,
  • Coordination with local authorities, accountants, and notaries,
  • Banking supervision, ensuring all transactions remain traceable and compliant,
  • Preparation of annual financial statements and mandatory filings,
  • Monitoring of KYC / AML obligations and verification of all fund flows,
  • Maintenance of board minutes, registers, and local records as required by law.

SBH Capital Partners also serves as your local representative, ensuring that all operations meet the standards of:

  • French and European financial compliance,
  • Saint-Barthélemy’s local tax framework,
  • and the international anti–money laundering (AML) regulations applicable to digital assets.

The management fee of 6% of the property’s value covers the full five-year period and includes:

  • Legal representation and administrative management,
  • Fiscal monitoring to ensure the company remains tax-resident in Saint-Barthélemy,
  • Coordination with licensed financial intermediaries and local regulators,
  • Protection of the company’s fiscal neutrality — including flat tax exemption on cryptocurrency conversions.

⚖️ By maintaining the company’s effective management and decision-making in Saint-Barthélemy,
SBH Capital Partners guarantees that your investment structure remains fully compliant, tax-efficient, and exempt from the flat tax on capital gains from digital assets.

FAQ
After 5 Years: Your Choice

At the end of the five-year management period, investors retain full flexibility and control over the future of their structure.

The management framework established by SBH Capital Partners ensures continuous fiscal residency in Saint-Barthélemy throughout the period, protecting the investment from any exposure to foreign tax regimes — including the flat tax.

After five years, you have two strategic options depending on your investment goals and personal situation:

1 - Resume the company’s management independently

  • You may choose to take over as the company’s sole manager (“gérant”) and assume direct administration of the entity.
  • This option allows you to maintain full ownership and operational control while continuing to benefit from the company’s fiscal residency in Saint-Barthélemy, provided that all local substance and compliance requirements remain in place.

2 - Renew SBH Capital Partners’ management mandate

  • Alternatively, you may delegate the ongoing management of the company to SBH Capital Partners, ensuring uninterrupted compliance, tax residency, and regulatory oversight.
  • In this case, a management fee equal to 1% of the property’s value per year applies covering administrative, legal, and fiscal follow-up services.

Regardless of your choice, the company remains a tax-resident entity in Saint-Barthélemy,
continuing to benefit from:

  • Full exemption from the flat tax,
  • No income or capital gains taxation locally,
  • And ongoing protection under French civil and legal jurisdiction.

🕊️ This flexible structure allows investors — whether national or international — to preserve long-term control of their real estate assets, within a secure, compliant, and tax-neutral framework anchored in Saint-Barthélemy.

FAQ

How to Reduce Flat Tax
with SBH Capital Partners

Assumptions

Country
of Residence

Crypto Capital Gains Flat Tax (%)

Flat Tax on $50M (Direct Crypto Purchase)

SBH CAPITAL Management Fee (6%)

Savings via SBH Capital Partners

🇫🇷 France

30%

$15,000,000

$3,000,000

$12,000,000

🇺🇸 United States

20% (federal + state avg.)

$10,000,000

$3,000,000

$7,000,000

🇨🇦 Canada

25%

$12,500,000

$3,000,000

$9,500,000

🇬🇧 United Kingdom

20%

$10,000,000

$3,000,000

$7,000,000

🇮🇹 Italy

26%

$13,000,000

$3,000,000

$10,000,000

🇪🇸 Spain

23%

$11,500,000

$3,000,000

$8,500,000

🇧🇷 Brazil

15%
(progressive up to 22.5%)

$7,500,000

$3,000,000

$4,500,000

Table Analysis

For investors acquiring a $50 million luxury property directly with cryptocurrencies, the flat tax on crypto capital gains in their country of residence typically ranges between 15% and 30%, representing $7.5 to $15 million in taxation.

By structuring the investment through SBH Capital Partners,the conversion of cryptocurrencies into euros takes place locally in Saint-Barthélemy, under French legal protection but outside the tax jurisdiction of the investor’s home country.

This structure ensures:

  • No flat tax applied on the crypto-to-fiat conversion,
  • Full fiscal neutrality,
  • Transparent and compliant banking procedures,
  • And a fixed management fee of 6% over 5 years, covering governance, administration, and tax residency maintenance.

Result :

Depending on their country of residence, investors save between $4.5 million and $12 million, while maintaining full legal compliance and benefiting from the unique tax advantage of Saint-Barthélemy a French jurisdiction with 0% income and capital gains tax.

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